The 3-6-3 Rule Rules. Well, It Used To

[Editor’s Note: A hardy perennial. Originally offered in 2009. Still seems fairly trenchant, I’d say, if I knew what trenchant meant] 

Why did the nascent United States produce so many great thinkers? Where are they now?

Great thinkers come to the fore when they are required. The founding of any great enterprise requires inspiration coupled to intellect. If the intellect is wanting, the inspiration is usually enough, but makes it harder to carry out the fruits of your inspiration except by dogged determination. Intellect alone is not useless — it’s worse than useless. On a good day it’s counterproductive; the other 364 days it’s destructive. You cannot come up with a worthwhile concept based solely on intellect. It qualifies you only to be a clerk or a sophist. Clerking is hard work, so everybody goes full sophist right away.

Now the world is run by sophists. They think that because they read a few books about people who were great that they are great in their turn. There are two problems with this idea. One, the people they think were great probably weren’t. Secondly, most people are incapable of much more than misremembering and misunderstanding the twaddle they read anyway, because education isn’t very rigorous anymore. If you think the world’s business is decided by simply choosing wisely between John Galt and Noam Chomsky, I don’t know what to say to you. Mozart is never going to show up on American Idol.

I’ll answer the question I posed in the opening myself. The reason Hamilton and Madison et. al. sat at the same table once is that it was required just then. There was an enormous market for ideas in the rough, right away. A few years later, the time for thinking like that was over. Old Muttonhead rightly sat at the head of the table and told Jefferson and Hamilton to put a sock in it, and see if they could manage to keep the spittoons emptied in their assigned offices before they got any more bright ideas. We could use some of the Old Muttonhead approach right now.

I read the news in the most desultory fashion because it’s so useless to read twaddle filtered through incoherence and basted with a faction reduction. I hear, literally, gibberish. There is no such thing as a “toxic asset,” for instance. An asset is pass/fail. It either is, or it’s not. A banker prone to adjectives isn’t much of a banker. There’s that sophistry again. To hear a person with their hand on the levers of vital things utter such bosh indicates to me that the people that formerly put stupid back-seat-driver bright ideas in the suggestion box at their crummy jobs thrice daily are in charge of important things now.

Smart managers know the suggestion box is 99.9% for humoring cranks. The Internet is the world’s suggestion box now, with much the same role.

What possible good could it do to read a paper that refers to a capital injection into the money supply and a transfer payment to non-productive sectors referred to interchangeably as “a bailout.” It used to be only the journalist that was that ignorant. When the people the journalists are interviewing start talking like that, why listen at all?

My father was a banker. He told me the old saw about the only rule in the bank is the “3-6-3 Rule.” Borrow at 3%, lend at 6%, and play golf at three.

It was a joke and pop never played golf and he never left at three and people were always coming in to the bank to rob it and shoot the guard. You see, you don’t understand the joke. You think it means that bankers were effete and lazy and thick-headed. It really meant that the wisest of them knew that after you borrowed (judiciously) at 3% and lent (wisely) at 6% there was nothing left to do. If you kept coming up with bright ideas after that, it was all bad, brother.

Everybody’s been working overtime in banking and government coming up with new and bright ideas to torture the language and the arithmetic so they could pat themselves on the back about how much smarter they are than everybody else. Can I have my bonus billion now? I’m going to invest it with Bernie Madoff because I’m so smahhht.

You’re not captains of industry. You’re not visionaries. You’re not statesmen. You’re supposed to be clerks. I’m sorry, but clerks don’t get paid all that much — and never get a piece of the action. They don’t get statues in the park in their honor. I can read well enough to know that real clerks, honorable, hardworking clerks, are going to be taxed into the hereafter, never mind the foreseeable future, to make sure the fake clerks with delusions of grandeur don’t have to go back to the real world they fled.

It’s an honorable profession, being a clerk. I spend part of my day being one. You intellectual swells should try dabbling in it. To paraphrase Randle Patrick McMurphy: Sell big ideas someplace else; we’re all stocked up here.

Sippican’s Greatest Hits: Hostile Workplace

In a previous life, I supervised the construction of commercial buildings — filling stations, convenience stores, restaurants — that sort of thing.

After a short while, I was in charge of most everyone. When you’re in charge, all the ticklish things make it to your desk. The staff tries on their own for a while, and then it escalates to supervised trying, and finally at the end of the winnowing process, there’s nothing left but really tough things that only a person with the keys to the kingdom can handle.

The worst stuff was what employees would hide for years at a time. Carrying uncollectable debt on Accounts Receivable forever, never quite completing a project until a place needs to be remodeled before it’s officially finished, stuff like that. A couple of times project managers went into the hospital for short periods and a casual look over what was hidden under their desk blotter gave me an aneurysm. The passing of an employee out of the building was like the old business saying about the tide going out: It affects everyone the same amount, but you get to see who isn’t wearing any swim trunks. It was at the tail end of one of those cathartic employee convulsions that I gazed upon the second most beautiful woman in the world. You don’t forget people like that.

There was a convenience store/ gas station combo that had been built before I was even employed by the company, but was never really finished to the last jot and tittle, and there was some money left on the table and I had to go get it. The building was in the inner city of Boston. I arrived in the late afternoon after a long drive. The place looked as neat as a pin, like it was ten minutes old. I got out to look around a bit, then went inside.

The building was built in what we termed “the urban style.” What was meant by that was that it had to be constructed to withstand a zombie apocalypse, a full-on riot, a nuclear strike, and World War III at the same time. The building was constructed of textured concrete block. The block was ribbed to make it harder to deface. A concrete block might seem substantial to a layman but it’s hollow inside and won’t stop a high-caliber round. While laying up the blocks, each cavity in the wall was specified to be filled completely with mortar instead of the insulation a regular wall might be filled with. Reinforcing steel bars were put vertically through the webs before the mortar, because it was common for hijacked cars and trucks to be rammed through the sides of such buildings for smash-and grabs. In addition to the wall reinforcement, bollards were set deeply into the ground in front of any part of the facade with any sort of penetration in it. The bollards were steel pipe that were filled with concrete.

The roof was flat with a short parapet wall, as is common with such structures. HVAC (Heating,Ventilation, and Air-Conditioning) and other mechanical contrivances were installed on the roof. In the “urban” environment, every opening that was required in the roof , some large, some very small, had to have a steel grate welded over it before the units were installed on them, to protect from entry to the building after removal of the machinery from their bases.

The front of the building had a lot of glass, centered in the facade. It was all bullet-proof glass, and not ordinary bullet proof glass, but a form of it the suppliers often referred to informally as “military.” That was just to protect the building during the day when it was open. There was an enormous steel garage door that was lowered over the glass part of the facade after the business closed for the night.  The building became a short, squat metal and masonry bunker that showed no opening whatsoever. At one time, these sorts of buildings has a four-inch square window in the back door so that employees going out to the dumpster could look outside first, but a would-be robber had shot an employee in the face through the window at another building, and the architects changed to a blank, steel, bullet-proof door with a camera instead. There were cameras all over gas stations already, to allow the clerks to shut off dispensers if people were smoking and so forth; one more didn’t cost that much more. That other employee at the other place died, by the way, and the robber couldn’t reach the knob by reaching through the window hole, so he never did get inside.

All the money in such places was treated like radioactive waste, and we used to install safes that were welded onto a steel sled, and the concrete floor was laid over and around them. There was a slot with a slim rammer that you folded folding money over, and injected it into the safe. There was no way for any employee taken hostage to open the safe.

I went through the front door to talk to someone about whatever needed attention before we got our money. It was a conventional convenience store, with all the usual stuff that’s in one.  But instead of entering the store, you entered a sort of quiz-show booth, about the size of a roomy phone booth or a cramped handicapped bathroom, maybe. Nothing and no one in the store was accessible to a customer. Items were displayed on shelves facing the door. There was a stainless steel drawer, like maybe you’d find in a supermax prison, and everything going in or out went through it. I was in the noticing business, and noticed that the size and shape of the drawer was painstakingly designed to keep a robber from being able to put a hand holding a gun and turning the barrel up to the cashier when the drawer was half-opened; it would break your wrist to try it.

The glass inside was way, way more bulletproof than the bulletproof glass on the outside. It gave a hint of greenish parallax to the view inside, like everything was under water filled with algae. It was like a window on a submarine. You were expected to point to what you wanted, pay first, and the item would be placed in the drawer. There was no penetration of any kind, and I knew from blueprints that the glass went all the way to the underside of the roof deck, so you couldn’t climb over it. You spoke to the attendants through an intercom only.

There was a young girl behind the counter. I am in the describing business, but I cannot do her justice by telling you how beautiful she was. It would be easier to build a time machine, go get Titian and DaVinci and bring them back and have them work in shifts trying to paint her picture. I’ll bet the picture would never be completed because they’d be fighting over her with knives before fifteen minutes was up. She was so pretty that a normal person, which I sometimes am, would just look at her, slackjawed, and forget how to breathe or think or behave. If God has some plan for mankind it is surely inscrutable because no one else would put this daisy on the far side of Pluto like that.

She was very pleasant, but didn’t speak English very well. I was expected, and even though she was barely an adult, she had been left in charge and given instructions on what to show me. She told me to go outside, and she appeared from around the back of the building and showed me some trifling problem I can’t remember right now; a busted hinge on a dumpster corral, something like that.

There wasn’t anything left to discuss. We’ll fix it, you’ll pay, case closed. I leaned on my car and was writing some notes about the meeting, and she put her hand on my arm. She was very worried, and told me that I must leave, right away, because the sun was going down, and very bad people would come out. She pointed to a park across the street and said it was very dangerous, and that after dark no one like me should ever show their face there. She wasn’t frightened, exactly; she was frightened for me. I was born a few blocks from that place, and for all I know my parents took me to that park when I was an infant, but I didn’t mention that to her. She lives here all the time now. That’s seven no trumps. She went inside, and I left.

I’m told recently that if someone looks at you funny twice, or maybe if a guy with bad breath instead of Fabio pectorals asks you out on a date at your cubicle farm, you’re working in a “hostile workplace.”

I’ve been to a hostile workplace. I’ll raise my hand when you’re in one.

I Still Want

[Editor’s Note: From 2008. The website where I got the photos is dead. I’m still alive, after a fashion]

I want to participate unreservedly in American life.

I want to say hello to my neighbors. I want to send my children to school on a bus with their brethren to read of George Washington and Abe Lincoln. I want them to eat peanut butter sandwiches from a paper sack with waxy boxes of whole milk to wash it down.

I want to watch the news and not think it’s an assault on my worldview. I want to watch the news and not think it’s an assault on the worldview of people with whom I disagree.

I want to read a newspaper. I want to listen to the radio. I wouldn’t mind constructing my own radio with a soldering iron and a few parts that came mail order, but I’d rather not construct the playlist of songs. How would I know what I liked if I had never heard it?

I want to order a drink from the well. I want to sit on naugahyde. I want someone to smoke. I don’t want to smoke. I want people to make music right there in front of me. I want everybody to know the words.

I want everyone to dress as well as they can for a social occasion and still be dressed badly. I want to see dress shoes and white socks.
I want to see old people. I want to see babies. I want to tell people their ugly children are beautiful. I want the ballgame to be on TV. I want the TV to be on a shelf over a bar.

I want to go to church on Sunday. I want to go to a bar on Friday night. I want to go dancing with my wife of many years on Saturday. I want to be buried in the same suit I was married in. I want people to stand there and look at my cold face and say I was no great shakes but I was alright.


I want someone to put flowers on my grave after everyone else has forgotten I was alive.

Frantic and Angry and Late Is No Way To Go Through Life, Son

[Written in 2014. I shed a tear to see Chasmatic’s name in the comments. He was a nice man, and he has gone to his reward] 

I remember the dark days before Nuvi.

Being lost in a car was a fairly regular occurrence for me. I built and repaired things out in the landscape, and I had to find my way to them first. More often than not, I was supposed to meet a homeowner or some other interested person at these prospective jobs at an appointed hour, so time was of the essence. In my experience, a person who can direct you to their location with any sort of accuracy is a very rare person indeed. Most people simply say things like, “Do you know where the… ”

Listen, if I knew the local landmarks, I wouldn’t need directions. People rely on what’s familiar to them by and large, and what’s familiar to them encompasses a very short list of things. Precision in directions is almost unheard of. I eventually accumulated a substantial supply of gigantic streetmap books in my car, took the “take a left at the rock that looks like a bear” directions with a grain of salt, and carried on, until Nuvi saved me entirely with her curt, clipped directions. She even reads street signs at night for me.

I noticed something about my behavior, and the behavior of many other people, when I got lost. You speed up. The lost-er you get, the faster you go, and the more frantic you become. There is almost no better time to slow down and think things through than when you’re lost, but people don’t do it. People behave just the opposite, almost to a man. It’s the same reason an inveterate gambler lays his last, borrowed dollar on the green baize. He’s trying to win back everything he ever lost, all at once, all the time.

If anyone is in the car with you when you’re lost, they will get an avalanche of fury directed at them if they find the temerity to mention that they told you to go left a mile back, but you didn’t listen. They’ll get the same treatment if they say absolutely nothing, because their silence is an accusation, after all. There is no way to be in a car with a person that is lost, and like it.

People’s judgment gets compromised fast when they’re lost. They back up on superhighways when they miss an exit. They take left turns from the far right lane. They tailgate. They drive without looking out of the windshield. They cut through gas stations on streetcorners if the light is red. If they are involved in any sort of fender bender as a result of their situation, there could very well be bloodshed one way or the other by the side of the road. Frantic and angry and late is no way to go through life, son.

But that’s exactly how the general public acts about everything all the time now. They’re lost. Almost everyone is traveling to a location they cannot name, but they seem hell bent to get to. Every milepost, sign, and touchstone that formerly directed their travel through life has been defaced or destroyed by vandals. They have map books that consist solely of dead ends on other planets. They started off edgy but by now they’re entirely unglued. They will turn on anyone that comes into their line of sight. Even a Good Samaritan better watch out, as no amount of help is ever enough to turn back a clock. Anything resembling advice is seen as vilification, and even the mildest sort of criticism is an imperative to immediately drop the gloves.

Everybody is stretched to their absolute limit, and further, and in every which way — mortgaged and indebted into the hereafter, but still somehow with an enormous budget for dissolution and sloth; overworked but still somehow lazy; fifteen minutes late for being a dollar short — angry, sullen, wound up tight and drugged insensate at the same time. The laziest person in the country is very, very busy being lazy. I see people that look like hobos walking by the side of the road, texting furiously while they walk, as if they were a captain of industry who needs to keep in constant touch with lots of important persons over serious affairs. There’s no rest for the wicked, and everyone’s wicked.

If you interrupt, in any way, anyone’s frantic attempt to get nowhere for no particular reason in order that they might achieve an equanimity they’d reject as boredom, and by doing so become conspicuous in their mind at the wrong time, which is all the time, you can expect the full fury of their frustrations to be immediately heaped upon you — some real, most imagined, all overlaid with the dull image of violence and degradation that is their daily entertainment,  and cozened to the top of their to-do list by the buzzing saw of a cocktail of drugs, illegal and prescribed, that they take to keep going, faster and faster, and basted in the inchoate fear that they’re missing out on something.

Recalculating…

Chuck Berry Has No Particular Place To Go

Chuck Berry’s dead. He was 90. Bonne chance at Saint Peter’s gate, Chuck, you’re going to need it. You were a magnificent mean weird wonderful hack genius AMERICAN.

He was all those things, surely. He wasn’t American. He was AMERICAN. Only America could possibly produce him. The rest of the world loved him, as you can see by watching this video from France in 1965. Europe loved him, but they could never cobble a guy like that together. The important part of his career was already over when this video was made, though few knew it at the time, including Chuck. Europe was already an off Broadway production.

Europeans sent us a bronze broad to stand in the granite harbor outside Ellis Island. It was allegedly a gift, but I suspect they sent it so they’d have something familiar to look at after they bolted the doors on their dusty museum of cultures and fled. We sent them Chuck Berry records in return as a way to show them This is how we roll.

To Europe, America has always been a bad man. The pecksniff attitude their governments have always heaped on us has a dash of cowardice in it. Chuck was a bad man. It made him all the more American to a toff, I imagine. I don’t mean he was a bad man in just the figurative sense, though. Chuck was a real live criminal. If you read Chuck’s bios, you’re bound to find fans desperately trying to pooh-pooh his criminal background. The gun he used in a carjacking was broken, so it doesn’t matter…

Don’t buy it. Chuck was what he was, and he never really made any bones about it. He really was kinda mean, edgy, hypersexual, pushy, grasping and grabby. Who cares? He went to jail occasionally, and that was that. Chuck had a chip on his shoulder after he got out of jail, but then again, he had one before he went in.

Chuck Berry was important in the context of the 1950s. He was a big star for half of the 1960s, too, but after Nadine, he mostly traded on the fact that a whole lot of British Invasion bands adored him. He made a little money in the seventies by making a damn fool of himself with songs like My Ding-A-Ling. It was simply dreadful, and not very fun for a novelty tune. After a while, Chuck just showed up to his gigs in varying states of sobriety with an untuned guitar. He plugged it in and started blasting away without first bothering to count four with an endless procession of ad hoc bands he didn’t have to pay or acknowledge. Occasionally it was a few Beatles or Stones, most often a bar band. He didn’t seem to acknowledge the difference. The checks only had one name on them.

But the fifties, man; he defined America in the 1950s. Forget Elvis. Elvis went up the front stairs and asked your big sister to go to the movies. He really wasn’t all that subversive. It was Chuck Berry that came up the back stairs, round about midnight, and asked your mother if your father was home. He went up the back stairs of the whole damn world before he was through. I offered that video with the underwater sound and the band that doesn’t know the arrangement to show you what the fuss was about. Look at Chuck. The stage is too small for him, even though the world is his stage.

America was the most important thing in the world at the turn of the twentieth century, but no one knew it yet. It took World War I to demonstrate what paper tigers the European empires had become. America flipped the 19th century script and went to Belleau Wood with all the fury of a father turning the car around. When it was over, we shirked the big mantle and went back to our cornfields. We avoided the responsibilities of a great power until the hakenkreuz and the rising sun were waved right in our faces. We shrugged and rolled up our sleeves and pounded the world flat again, because that’s the way we liked it. It’s easier to drive on.

Then came the fifties. The Soviets stood there, leering over half the globe, and said they would bury us.

We yawned. We had the sobriety of Eisenhower on our side. We had the muscle of finned cars rolling off assembly lines uncounted with a sunburned arm out the window on day one. We minted legions ready for the next version of America from public schools with the mortar still setting. Jonas Salk and a thousand others like him beat not only microbes, but fear of sickness itself. Hollywood gilded the country in pictures, and then gilded itself. Something raucous or fun or serious or thoughtful came bubbling out of our radios, projectors, and TVs in an endless stream. Broadway shone like a thousand Folies Bergere.

And then came Chuck Berry, from Saint Louis, the center of our universe. He stood up like a man and looked you straight in the eye. He was full of the optimism of a card sharp and his own unsavory brand of charm. I’ll strut, thank you, like the peacock I am. He didn’t wink or pinch. He winked and pinched, and he meant every one. There were no idle threats, no meaningless boasts. Chuck don’t flirt. Chuck asked for what he wanted, flat out, with a twinkle in his eye and an angel on his shoulder and the devil in his heart. He’d put up his fists if you wanted it, and laugh with you afterwards, too — when you’ve said you’ve had enough.

Chuck Berry outlasted the Soviet Union by a quarter of a century. Bury us? We Berryed you.

Tag: reruns

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